{"id":22918,"date":"2020-10-18T12:53:15","date_gmt":"2020-10-18T16:53:15","guid":{"rendered":"http:\/\/www.tasteyourjuice.com\/wordpress\/?p=22918"},"modified":"2020-10-18T12:53:15","modified_gmt":"2020-10-18T16:53:15","slug":"vaping-news-health-insurance-vapers-charged-as-smokers-and-pay-higher-premiums","status":"publish","type":"post","link":"https:\/\/www.tasteyourjuice.com\/wordpress\/archives\/22918","title":{"rendered":"VAPING NEWS: HEALTH INSURANCE [Vapers Charged As Smokers And Pay Higher Premiums]"},"content":{"rendered":"<p><span data-offset-key=\"1i2bb-0-0\">&#8220;ACA allows individual and small group health insurers to adjust premiums based on just four factors\u2014geographic location, age, family size, and tobacco use. <span style=\"color: #ff6600\"><strong>Tobacco users can be charged up to 50% more<\/strong><\/span> than people who don&#8217;t use tobacco. Although the text of the ACA includes a provision to allow higher premiums for tobacco users, it does not clarify exactly what constitutes tobacco use. But a subsequent rule issued by the Centers for Medicare and Medicaid Services defines tobacco use as the use of any tobacco product within the past six months with a frequency of at least four times per week. <strong><span style=\"color: #ff6600\">Since any tobacco product is counted, this includes e-cigarettes and vaping<\/span><\/strong>.&#8221;<\/span><\/p>\n<p>ARTICLE LINK:<\/p>\n<p><a href=\"https:\/\/www.verywellhealth.com\/health-insurance-surcharges-for-tobacco-users-state-and-federal-rules-5082888\" target=\"_blank\" rel=\"noopener noreferrer\">Health Insurance Surcharges for Tobacco Users: State and Federal Rules<\/a><\/p>\n<div style=\"padding-bottom:20px; padding-top:10px;\" class=\"hupso-share-buttons\"><!-- Hupso Share Buttons - https:\/\/www.hupso.com\/share\/ --><a class=\"hupso_toolbar\" href=\"https:\/\/www.hupso.com\/share\/\"><img decoding=\"async\" src=\"https:\/\/static.hupso.com\/share\/buttons\/dot.png\" style=\"border:0px; padding-top: 5px; float:left;\" alt=\"Share Button\"\/><\/a><script type=\"text\/javascript\">var hupso_services_t=new Array(\"Twitter\",\"Facebook\",\"Google Plus\",\"Pinterest\",\"Reddit\");var hupso_background_t=\"#EAF4FF\";var hupso_border_t=\"#66CCFF\";var hupso_toolbar_size_t=\"medium\";var hupso_image_folder_url = \"\";var hupso_url_t=\"\";var hupso_title_t=\"VAPING%20NEWS%3A%20HEALTH%20INSURANCE%20%5BVapers%20Charged%20As%20Smokers%20And%20Pay%20Higher%20Premiums%5D\";<\/script><script type=\"text\/javascript\" src=\"https:\/\/static.hupso.com\/share\/js\/share_toolbar.js\"><\/script><!-- Hupso Share Buttons --><\/div>","protected":false},"excerpt":{"rendered":"<p>&#8220;ACA allows individual and small group health insurers to adjust premiums based on just four factors\u2014geographic location, age, family size, and tobacco use. Tobacco users&#8230;<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,147],"tags":[],"class_list":["post-22918","post","type-post","status-publish","format-standard","hentry","category-recent_news","category-vaping-news","wpcat-15-id","wpcat-147-id"],"_links":{"self":[{"href":"https:\/\/www.tasteyourjuice.com\/wordpress\/wp-json\/wp\/v2\/posts\/22918","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tasteyourjuice.com\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tasteyourjuice.com\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tasteyourjuice.com\/wordpress\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tasteyourjuice.com\/wordpress\/wp-json\/wp\/v2\/comments?post=22918"}],"version-history":[{"count":2,"href":"https:\/\/www.tasteyourjuice.com\/wordpress\/wp-json\/wp\/v2\/posts\/22918\/revisions"}],"predecessor-version":[{"id":22920,"href":"https:\/\/www.tasteyourjuice.com\/wordpress\/wp-json\/wp\/v2\/posts\/22918\/revisions\/22920"}],"wp:attachment":[{"href":"https:\/\/www.tasteyourjuice.com\/wordpress\/wp-json\/wp\/v2\/media?parent=22918"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tasteyourjuice.com\/wordpress\/wp-json\/wp\/v2\/categories?post=22918"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tasteyourjuice.com\/wordpress\/wp-json\/wp\/v2\/tags?post=22918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}